BWS Update | May 2017

BWS Update | May 2017

Filing a Claim Against Your Long-Term Care Insurance Policy

By Ryan McNeill, Attorney at Law

Many financial planning experts recommend purchasing long-term care insurance. Long-term care policies may cover part of the cost of at home health care, assisted living, nursing home care, or some combination of the above, depending on the plan. At the point in time you need to use the coverage – either for a single incident or a permanent change in your health – you must file a claim to receive your benefits.

According to the American Association for Long-Term Care Insurance (AALTCI), in 2015 insurance carriers paid $8.16 billion in long-term care claims to more than a quarter of a million plan holders. In many cases, these claims are filed by family members on behalf of the person needing care. It is good practice to have completed a durable power of attorney and have that on file so the insurance company can legally speak with your representatives. Read more…

Estate Planning Seminar

Join attorney Ryan McNeill on June 6 at 2 p.m. at Piedmont Crossing United Church Homes and Services for Estate Planning Documents EVERYONE Needs. This free seminar will discuss situations that arise unexpectedly when it is important to have your long-term care documents in place. Ryan will discuss powers of attorney, healthcare powers of attorney, living wills, wills and trusts. Register by contacting Blair White at (336) 474-3605 or

May is Older Americans Month

Aging looks much different in 2017 than it did many years ago, with seniors staying active, remaining independent, working, and staying engaged well into their “golden” years. “Age Out Loud” is the theme for Older Americans Month 2017. Everyone is encouraged to speak out about issues that impact older Americans. Learn more about OAM 2017. #AgeOutLoud #OAM2017