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Three Questions to Ask When Applying for Medicaid

Three Questions to Ask When Applying for Medicaid

Filling out your Medicaid application does not have to be stressful or frustrating. Knowing the requirements, what documents you need and what resources are available all are things that an experienced attorney can “guide you through the application process. What is Medicaid? Before you start the Medicaid application process, it is important to know what Medicaid is. According to NC Department of Health and Human Services, “Medicaid is a health insurance program for low-income individuals and families who cannot afford health care costs.”  Medicaid programs serve millions of Americans, including low-income adults, children, pregnant women, elderly adults and people with disabilities. Although Medicaid is a federal program, each state has its specific set of rules and regulations that must be followed. Make sure you stay in contact with your State Medicaid Agency for up-to-date information on new and existing laws, and policy changes. Do I Qualify for Medicaid? One of the first questions you ask your attorney is, Do I qualify for Medicaid? Depending on which state you live in, your attorney will help in determining if you qualify for Medicaid.  North Carolina has general requirements for all applicants that include but are not limited to: Age 65 or olderBlind or disabledInfants and children under the age of 21Low-income individuals with familiesIn need of facility-based long-term care servicesReceiving MedicareMeet certain financial need-based requirements (countable assets under $2,000) depending on the type of services sought after  What Services Does Medicaid Cover? Medicaid assists pregnant women, children, the elderly, low income, and disabled individuals. For North Carolina residents who receive Medicaid, it covers mandatory benefits in addition to state services. Please...
July Update 2020

July Update 2020

 Three Things You Should Know Before Buying A House Buying a home is exciting, but the process is not always easy. There are expected and unexpected issues that may arise before, during, and after the home buying process starts. Is now the right time to buy a home? What is a good amount for a down payment?  Should I buy now or wait? These are questions to consider before you move forward. No matter where you are living in North Carolina understanding these  three things will help you during the home buying process: READ MORE Lessons In Finding Happiness It’s intuitive that happiness helps create and sustain emotional resilience. But the converse is true, too. Emotional resilience – knowing how you can get through a crisis with a little less despair and a little more sanity and perspective can also lead to happiness. READ MORE COVID-19 Update From NC Gov. Roy Cooper Governor Roy Cooper and North Carolina Department of Health and Human Services Secretary Dr. Mandy Cohen announced that North Carolina will remain in Safer at Home Phase 2 for three more weeks. Cooper also announced that face coverings must be worn when people are in public places as officials seek to stabilize concerning trends of increasing viral spread. LEARN MORE Extra Help For Seniors https://www.co.davidson.nc.us/337/Senior-Services Events When It’s Time to Consider Long-term Care Placement Ryan McNeill will be speaking at The Life Center of Davidson County Caregiver Academy Session. McNeill will help attendees learn to determine how to weigh the pros and cons of the different types of long-term care, options to pay for it, and convincing...
Three Things You Should Know Before Buying A House

Three Things You Should Know Before Buying A House

Ryan V. McNeill Buying a home is exciting, but the process is not always easy. There are expected and unexpected issues that may arise before, during and after the home buying process starts. Is now the right time to buy a home? What is a good amount for a down payment?  Should I buy now or wait? These are questions to consider before you move forward. No matter where you are living in North Carolina understanding these  three things will help you during the home buying process: Know Your Credit Score First things first! Your credit score plays an essential role in determining how you approach buying a home.  It reveals a lot about your income, debt, and potential to repay the mortgage. In a perfect world everyone would have high credit scores and qualify for everything, but that is not the way the world works. USNews.com shows some approximate credit scores mortgage companies look for to decide if a buyer will be approved for a specific loan. In some cases, like with Federal Housing Administration (FHA) loans, borrowers with low credit scores have higher down payments. While your credit score is an important part of the home buying process that are other factors that control when and where you purchase a home. 2. Know Your Budget Now that you have your credit in check its time talk about a budget. All home buyers need a budget. After you factor in down payments, inspections, homeowner’s insurance, closing costs and other expenses, everything starts to add up. Things to take into consideration for your budget Gross pay (what you take...
June Update 2020

June Update 2020

Three Questions To Ask Before Selling Your Business Operating a business in any industry is hard. Operating a successful business is even harder. As a business owner, you have to make difficult decisions every day. Whether your operating a brick-and-mortar location or ecommerce site, selling your business or company does not have to be difficult. READ MORE  Nursing Homes & Active COVID-19 Cases The CDC guidance focuses on “cohorting” residents, which involves establishing a designated and separate COVID-19 care unit for residents with the virus. Ideally, the care unit should be as separate as possible from the COVID-free section of the facility. The guidance advises ” a separate floor, wing, or cluster of rooms.” Dedicated staff should be assigned to work only on the COVID-19 care unit and should remain separated from other residents and staff LEARN MORE Update North Carolina Pauses in Safer At Home Phase Governor Roy Cooper and North Carolina Department of Health and Human Services Secretary Dr. Mandy Cohen announced that North Carolina will remain in Safer at Home Phase 2 for three more weeks. Cooper also announced that face coverings must be worn when people are in public places as officials seek to stabilize concerning trends of increasing viral spread. READ MORE Events In this Caregiver Academy session, Ryan McNeill will help attendees to learn to determine how to weigh the pros and cons of the different types of long-term care, options to pay for it, and convincing everyone to agree to it. Caregivers will also learn about setting up property deeds and trusts to protect family assets. Registration is required 336-242-2290 ~...
Three Questions To Ask Before Selling Your Business

Three Questions To Ask Before Selling Your Business

By David Inabinett Operating a business in any industry is hard. Operating a successful business is even harder. As a business owner, you have to make difficult decisions every day. Whether your operating a brick and mortar location or ecommerce site, selling your business or company does not have to be difficult. Questions to Ask Yourself Do you have a plan? You will need to have a plan and clearly defined goals set in place before you start the process of selling your business or company. There are lots of things to consider when selling a business: price negotiationtime framelegal assistancehelp from certified financial experts There are pros and cons to every business deal. Following a plan or guideline will help you determine the best possible option.    2. When is the right time to sell? Timing is key when selling your business. Knowing and understanding when the market is up or down is an important part of selling your business. Selling at the right time and you can set yourself and your family up for the future. Selling at the wrong time can hinder the financial growth you have worked hard to build. 3. How much is my business worth? Knowing how much your business is worth ins not only important for you but important for buyers too. Potential buyers will want to know much your business is really worth. Is your business making a profit?Are you breaking even?Are you overextending your services or products?Is your business relevant in today’s quickly evolving market?What are the customary industry standards in valuing your business? You will also need to be...
May Update 2020

May Update 2020

Virtual Notarization Temporarily Authorized in North Carolina The current pandemic may have you thinking about estate planning. With social distancing requirements put in place, schools closed for the academic year and business temporarily closed, there is a lot to process. Add to that the COVID-19 statistics shown on the nightly news, and it is no wonder many people are worried about the future. READ MORE The Value in National Elder Law Month For over 40 years the month of May has been designated as a time to acknowledge and give a voice to seniors. Since its declaration in 1963 as “Senior Citizens Month” by President John F. Kennedy, the title has evolved into National Elder Law Month. With help and support from The National Academy of Elder Law Attorneys (NAELA) National Elder Law Month every year during the month of May attorneys in the field of elder law provide information, materials, resources, and legal direction to their...
The Value in National Elder Law Month

The Value in National Elder Law Month

Ryan McNeill For over 40 years the month of May has been designated as a time to acknowledge and give a voice to seniors. Since its declaration in 1963 as “Senior Citizens Month” by President John F. Kennedy, the title has evolved into National Elder Law Month. With help and support from The National Academy of Elder Law Attorneys (NAELA) National Elder Law Month every year during the month of May attorneys in the field of elder law provide information, materials, resources, and legal direction to their communities. Why National Elder Law Month is Important? Having May designated as National Elder Law Month highlights and brings awareness of legal issues and problems seniors or caretakers of seniors may be dealing with. Whether you have just reached the age of being considered a senior or you are the legal caretaker of an individual who is a senior, knowing your rights within elder law is important. Elder Law Practice AreasNot all areas of elder law apply to every individual. An elder law attorney can help you determine what areas might be applicable to the situation you are encountering. Depending on your situation an Elder law attorney can practice in many areas that may include but are not limited to: Estate PlanningAsset Protection PlanningLong-term Care PlanningSpecial Needs TrustsRetirement PlanningMedical Directive If you, a family member or a loved one need legal help or assistance, remember it’s never too late to plan. For more information, make your appointment with an elder law attorney at Brinkley Walser...
Virtual Notarization Temporarily Authorized in North Carolina

Virtual Notarization Temporarily Authorized in North Carolina

By Ryan McNeill, Attorney at Law The current pandemic may have you thinking about estate planning. With social distance requirements put in place, schools operating on modified academic schedules, you may have wondered how you might be able to get your documents notarized. Virtual notarizations, authorized at the beginning of the pandemic, have been extended until the state of emergency in NC has passed. To adapt and to provide continuous vital legal services during the COVID-19 pandemic, the North Carolina General Assembly has passed a law that will no longer require a notary to be physically present in the same location as the signing of documents when notarizing estate planning or other legal documents. The emergency video notarization provisions were part of Senate Bill 704, which became law on May 4, 2020, and which had other important provisions for signing estate planning documents. Emergency video notarization is authorized while a state of emergency order is in place and requires that there be real-time video and audio electronic interaction between the notary and the person signing the document. Itfurther requires that the notary either has personal knowledge of the person signing the document or that during the video conference the signer show to the camera a state or federal issued photo identification card like a driver’s license. Additional changes were made to witnessing certain estate planning documents. The old law required a living will or healthcare power of attorney documents to be signed in the presence of two witnesses and a notary. During the state of emergency both of those documents now only require notarization and the presence of two...
April Update 2020

April Update 2020

Hope for the Best, Prepare for the Worst During COVID-19 Since mid-March of this year, we have all been living in the shadow of COVID-19. Although we all experience death during our lives, the pandemic has heightened awareness of human vulnerability and mortality, both for ourselves and our loved ones. We wonder what would happen if we became critically ill from the virus, how our illness would affect our family and friends, and what we can do to prepare for the possibility of grave illness or death. READ MORE  What You Need to Know Social Security and SSI beneficiaries who filed a tax return and included their direct deposit information were expected to get paid in the first round of checks that went out last week. Meanwhile, beneficiaries who did not file taxes for either 2018 or 2019 should receive their money in late April, according to the Congressional timeline. That includes adult Social Security retirement, survivor, and disability insurance beneficiaries. That money will most likely come via direct deposit, because most people now receive their benefits that way. READ MORE  Easier Shareholder Meetings The North Carolina Business Corporation Act made it a challenge to hold annual and special shareholder meetings other than in-person. To address the public health risks posed by large group meetings, Governor Roy Cooper signed Executive Order #125 on April 1, 2020. This order allows and encourages remote participation for all shareholder meetings stay safe. LEARN MORE Autism Awareness Month Since 1970 the Autism Awareness Society has recognized April as Autism Awareness Month. The campaign for this year ”Celebrate Differences” focuses on bringing more understanding...
Impact COVID-19: Families First Corona Virus Response Act, Unemployment, and More

Impact COVID-19: Families First Corona Virus Response Act, Unemployment, and More

There is no doubt things have changed for you and the entire country. Children are being homeschooled. Businesses are temporarily closed or permanently shut down, and unemployment is on the rise. Who knew at the start of 2020 that we all would be under stay-at-home orders? Watch our virtual seminar from Brinkley Walser Stoner attorney Bradley Hunt to learn and understand how to navigate changes to the law. A speacial thank you to the Women’s Resource Center of Greensboro. Brinkley Walser Stoner attorneys are here to help with your legal needs; schedule your appointment today to speak with one of our experienced...