BWS Update | June 2017

BWS Update | June 2017

Technology & The Real Estate Closing By Gary J. Bowers, Attorney at Law There is no doubt that technology and modern conveniences touch almost every aspect of our lives. The modern day consumer can purchase almost anything online, and with regard to a real estate loan closing our television promotes how easy it is to apply for a loan online or to close on your loan “faster than a speeding bullet.” At what point must the consumer ask the question, “What quality is being compromised for the sake of instantaneous gratification and a fast real estate closing?” Read more… McNeill to Speak at Piedmont Crossing Join attorney Ryan McNeill at Unity Place at Piedmont Crossing in Thomasville on Tuesday, June 6 from 2:00 – 3:00 p.m. for Estate Planning Documents Everyone Needs. Many situations can require documents and these situations tend to be unexpected when they involve your care. Learn what documents you need: Will Health care power of attorney Living will Power of attorney Trust The event is free but requires registration. Register by contacting Blair White at 336.474.3605 or bwhite@uchas.org. Happy Father’s Day! Father’s Day is June 18. We wish all the fathers and fathers-to-be out there a wonderful...
BWS Update | May 2017

BWS Update | May 2017

Filing a Claim Against Your Long-Term Care Insurance Policy By Ryan McNeill, Attorney at Law Many financial planning experts recommend purchasing long-term care insurance. Long-term care policies may cover part of the cost of at home health care, assisted living, nursing home care, or some combination of the above, depending on the plan. At the point in time you need to use the coverage – either for a single incident or a permanent change in your health – you must file a claim to receive your benefits. According to the American Association for Long-Term Care Insurance (AALTCI), in 2015 insurance carriers paid $8.16 billion in long-term care claims to more than a quarter of a million plan holders. In many cases, these claims are filed by family members on behalf of the person needing care. It is good practice to have completed a durable power of attorney and have that on file so the insurance company can legally speak with your representatives. Read more… Estate Planning Seminar Join attorney Ryan McNeill on June 6 at 2 p.m. at Piedmont Crossing United Church Homes and Services for Estate Planning Documents EVERYONE Needs. This free seminar will discuss situations that arise unexpectedly when it is important to have your long-term care documents in place. Ryan will discuss powers of attorney, healthcare powers of attorney, living wills, wills and trusts. Register by contacting Blair White at (336) 474-3605 or bwhite@uchas.org. May is Older Americans Month Aging looks much different in 2017 than it did many years ago, with seniors staying active, remaining independent, working, and staying engaged well into their “golden” years....
BWS Update | April 2017

BWS Update | April 2017

Interest Rates & Spring Home Sales By Gary Bowers, Attorney at Law In mid-March, the Federal Reserve announced a .25% rate increase, the first of what is expected to be three small interest rate increases in 2017. According to NerdWallet, mortgage rates prior to the 2016 election were around 3.75%; after the election, rates began to inch upward in anticipation of rate increases by the Fed. For that reason, yesterday’s announcement did not cause an immediate jump in rates. Rates in North Carolina for a 30-year mortgage are currently over 4.1% (see current NC mortgage rates at Bankrate.com). Experts expect mortgage rates may be in the 4.6 to 4.8% range by the end of the year, though those estimates could be impacted by changes made by the current administration. Read more… BWS Attorneys on SilverLife Attorneys David Inabinett and Ryan McNeill were recently interviewed for a new video series for SilverLife Marketing. The first video, titled Decision Time: Transitioning to an Easier Lifestyle, talks about when moving to a senior living community might be the right decision for you. David and Ryan cover legal topics related to moving. Read David’s article, Legal Considerations When Moving to a Senior Living Community, and watch for the release of the video to see David and Ryan in action! National Autism Awareness Month Autism spectrum disorder (ASD) encompasses a range of development disabilities and impacts how an individual is able to communicate with others. ASD is classified as a “spectrum” disorder, meaning symptoms may range from very mild to severe. Identifying and treating autism early may result in better outcomes for the child....
McDonald Awarded Armed Forces Reserve Medal

McDonald Awarded Armed Forces Reserve Medal

Brinkley Walser Stoner attorney Roy L. McDonald II has been awarded the Armed Forces Reserve Medal with a silver hourglass and “M” device, signifying twenty years of service and mobilization with the U.S. Army Reserve. “We are very proud of Roy’s continuing service to our country and our community,” says Brinkley Walser Stoner managing partner, David Inabinett. Mr. McDonald began his more than thirty years of military service at age seventeen as an infantry private in the United States Marine Corps and currently serves as a major in the U.S. Army Reserve Judge Advocate Corps assigned to the 134th Legal Operations Detachment at Fort Bragg, North Carolina. Brinkley Walser Stoner has been twice recognized by the Employer Support of the Guard and Reserve, a Department of Defense program, for its support to the national defense, receiving both the Patriot Award and the Above and Beyond Award. Mr. McDonald’s law practice is focused on business law and civil...
BWS Update | March 2017

BWS Update | March 2017

Sexual Harassment in the Workplace By Bradley Hunt, Attorney at Law There have been several high profile claims of workplace sexual harassment in the news lately, most recently with a claim by a former engineer at Uber that her manager sexually harassed her. Claims of sexual harassment must be taken very seriously by employers, who can be held accountable if the behavior of a harasser is ignored. In the case of Uber, the CEO just hired a third-party to investigate the claims. What is Sexual Harassment? According to the U.S. Equal Employment Opportunity Commission (EEOC), “It is unlawful to harass a person (an applicant or employee) because of that person’s sex. Harassment can include “sexual harassment” or unwelcome sexual advances, requests for sexual favors, and other verbal or physical harassment of a sexual nature. Harassment does not have to be of a sexual nature, however, and can include offensive remarks about a person’s sex.” Read more… Senior Games Rock! Whether you live in Davidson or Guilford Counties, if you are 50+, there is a Senior Games & SilverArts event for you. In Davidson County, the games are presented by Davidson County Senior Services in conjunction with Davidson County, Thomasville, and Lexington Parks and Recreation Departments. Events run from April 24 through May 12 and include 18 different sports and 8 performing arts, literary and art categories. You may pick up applications at the Davidson County, Lexington and Thomasville Recreation Departments and the Senior Centers in Thomasville and Lexington or request an application via email from Sarah.Richards@DavidsonCountyNC.gov or by calling (336) 474-2755. The entry deadline is March 31. The Greensboro...
BWS Update | February 2017

BWS Update | February 2017

Nelson Speaks on Landlord-Tenant Rights Drew Nelson will present a free seminar titled, “What Are Your Rights as a Landlord or Tenant?” in Greensboro this month. The first session will be held 2/15/17 at 10am at the Greensboro Senior Center; the second is at the Women’s Resource Center on 2/28 at 11am. “Under North Carolina law, both landlords and tenants have specific rights and responsibilities,” says Nelson. “The law continues to evolve out of necessity, making it even more important for anyone renting or leasing space to understand the implications before signing a lease agreement.” Nelson’s session will cover lease agreements, landlord obligations, tenant obligations, tenant rights, security deposits and the Fair Housing Act, followed by a question and answer session. Learn more… Carl Gray Retires After 40+ Years Some of you may know Carl Gray. He was born and raised in Lexington, and practiced law in Davidson County and the surrounding area for more than 40 years before retiring in January 2017. Gray joined Brinkley Walser Stoner during the 2015 merger of Brinkley Walser, PLLC and Stoner, Bowers, Gray & McDonald, P.A. Gray began his legal career with Stoner Bowers in 1975 after earning his J.D. at the Wake Forest University School of Law. At the time of the merger, he was President and CEO of the firm. Gray is a Certified Superior Court Mediator by the NC Dispute Resolution Commission. He is also a past member and chairman of the Davidson County Planning and Zoning Board. We recently interviewed Carl to learn more about his legal career and future plans. Read the interview… Capital Campaign for DCCC Health/Sciences Building...