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There is no doubt that technology and modern conveniences touch almost every aspect of our lives. The modern day consumer can purchase almost anything online, and with regard to a real estate loan closing our television promotes how easy it is to apply for a loan online or to close on your loan “faster than a speeding bullet.” At what point must the consumer ask the question, “What quality is being compromised for the sake of instantaneous gratification?”
Two of our elder law attorneys, David Inabinett and Ryan McNeill, were recently interviewed for a video on considerations when choosing the right senior living community. Check out the video today!
Many financial planning experts recommend purchasing long-term care insurance. Long-term care policies may cover part of the cost of at home health care, assisted living, nursing home care, or some combination of the above, depending on the plan. At the point in time you need to use the coverage – either for a single incident or a permanent change in your health – you must file a claim to receive your benefits.
In the April 2017 edition of the BWS Update: Home sales and rising interest rates, Brinkley Walser Stoner attorneys on SilverLife Marketing videos, and April is National Autism Awareness Month.
In mid-March, the Federal Reserve announced a .25% rate increase, the first of what is expected to be three small interest rate increases in 2017. According to NerdWallet, mortgage rates prior to the 2016 election were around 3.75%; after the election, rates began to inch upward in anticipation of rate increases by the Fed. For that reason, yesterday’s announcement did not cause an immediate jump in rates. Rates in North Carolina for a 30-year mortgage are currently around 4% (see current NC mortgage rates at Bankrate.com). Experts expect mortgage rates may be in the 4.6 to 4.8% range by the end of the year, though those estimates could be impacted by changes made by the current administration.
Brinkley Walser Stoner attorney Roy L. McDonald II has been awarded the Armed Forces Reserve Medal w/silver hourglass and “M” device, signifying twenty years of service and mobilization with the U.S. Army Reserve. “We are very proud of Roy’s continuing service to our country and our community,” says Brinkley Walser Stoner managing partner, David Inabinett.